Benefits

Eligibility Requirements

The Laboratory offers an extensive benefits package to full and part time employees.

Casual student employees (excluding High School Co-op, Lab Associates and Craft Employees) are eligible to enroll in the High Deductible Health Plan (HDHP) medical plan.

Casual student employees with at least a Bachelor’s Degree are also eligible to participate in the Triad 401(k) Plan.

• Benefit Plan Eligibility Chart (pdf)

Note: if you are currently covered in any Lab plan, including the retiree plans, contact the Benefits Office for assistance with coordination of coverage.

Eligible family members

The Lab requires supporting documentation to verify the relationship(s) of your enrolled dependents.

• Acceptable Dependent Supporting Documentation (pdf)

Domestic partner coverage

The Lab offers coverage to domestic partners.

• Domestic Partner FAQs (pdf)

Medical Insurance

Employees have the choice between two medical plans through Blue Cross Blue Shield of New Mexico (BCBS). Both medical plans offer free preventive care and in-and out-of-network coverage from the same network of BCBS providers. Full details can be found on the Medical Insurance page.

Dental Insurance

Dental coverage is offered through Delta Dental of New Mexico. The plan covers preventative care exams, restorative work, and other orthodontic services. Delta Dental in-network preferred providers offer the best value for covered services. Full details can be found on the dental insurance page.

Life Insurance and Accidental Death and Dismemberment Coverage

Life insurance, offered through MetLife, provides a financial benefit to the named beneficiary(ies) in the event of the covered individual’s death.

Accidental Death and Dismemberment (AD&D) insurance protects you and your family from the unforeseen financial hardship of an accident that causes death, dismemberment, paralysis, or loss of sight, speech, or hearing. AD&D offered through MetLife includes coverage levels range from $50,000 to $500,000 with affordable semimonthly premiums.

More information is available on the Life Insurance and AD&D webpage.

Retirement Plan

A best-in-class 401(k) Retirement Plan is offered by Fidelity to help employees save and invest for future financial goals. The Plan allows for employees to save on a pre-tax, Roth and after-tax basis. Diverse, low-cost investment options are available. More information is available on the Retirement Plans webpage.

Vision Insurance

Vision coverage is offered through Davis Vision. The plan covers exams, contacts, lenses and frames. Participants can use any provider, but Davis Vision network providers offer the best value for covered services. Frames, lenses and contacts can also be purchased online. Complete information is available at on the Vision Plan page

Tax-Advantaged Accounts

Tax-advantaged accounts offered through HSA Bank offer the opportunity to use pre-tax dollars to save and pay for qualified medical, dental, vision, commuter, dependent care or adoption expenses. More complete information is available on the Tax-Advantaged Accounts page.

Health & Fitness Programs

A variety of programs to help employees establish and maintain good health are available, as well as on site Wellness Centers, and fitness classes. More complete information is available on the Medical Plan information page.

Additional Benefits