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Eligibility, Enrollment for Retiree Benefits

Age + years of service determines eligibility for retiree healthcare benefits.

Healthcare insurance eligibility upon retirement

To be eligible for retiree healthcare insurance, TCP1 and TCP2 employees must:

  • be at least age 50 with at least 10 years of applicable service credits; or
  • have at least 5 years of applicable service credits and meet the "Rule of 75" (age + service credits equal at least 75).
  • Triad Health & Welfare Benefit Plan for Retirees (pdf) - see additional eligibility requirements

Note: TCP1 and TCP2 employees with less than 20 years of service are subject to graduated eligibility. Transitioning employees who were hired in a career position with UC before January 1, 1990 receive 100% of the LANL maximum contribution regardless of years of service.”

TCP1 employees and transitioned TCP2 employees who are eligible for a pension benefit from the University of California Retirement Plan (UCRP) must begin their pension within 120 days of their termination from LANL and must enroll in the retiree healthcare benefit plan within the same 120-day period.

Employees hired on or after June 1, 2006, or parent company employees who transferred with less than 10 years of qualifying service are eligible for TCP2 Access Only retiree healthcare plan. Access Only means the employee pays 100% of their premium (employee and employer portion).

Note: Parent company employees do not participate in a pension plan but must enroll in retiree healthcare benefits within 120 days of their termination from LANL if they are eligible.