Los Alamos National Labs with logo 2021

Accidental Death & Dismemberment Plan

A comprehensive benefits package with plan options for health care and retirement to take care of our employees today and tomorrow.

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Protection if an accident occurs

Accidental Death and Dismemberment (AD&D) insurance protects you and your family from the unforeseen financial hardship of an accident that causes death, dismemberment, paralysis, or loss of sight, speech, or hearing.

The Laboratory offers a variety of AD&D coverage levels and options.  Coverage levels range from $50,000 to $500,000. 

Employees can also cover eligible dependents with one of the options below. Dependents are covered at a percentage of the employees policy amount.

Percentage of Employee Coverage Level

Spouse Each Dependent Child
Spouse Only 60% 0%
Spouse & Dependent Child(ren) 50% 20%
Dependent Child(ren) only 0% 20%

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