Retirees 2010 Open Enrollment

Monday, October 26 – Friday, November 20

Blue Cross Blue Shield of New Mexico is the new provider of the Laboratory’s medical benefits effective January 1, 2010. The Laboratory will no longer offer coverage through United Healthcare or Anthem Blue Cross.

If you wish to choose your medical coverage through the Laboratory’s benefits program for 2010, you MUST make an active selection of medical coverage during Open Enrollment. Your current medical elections will not carry through to 2010. If you take no action, you will be mapped to the "most similar" benefit plan to your 2009 coverage selection.

Note: your personalized statement from Your Benefit Resources (YBR) will not reflect the entire Open Enrollment window. October 26th – November 20th is the official period of open enrollment for Laboratory retirees.

How to Enroll or Make Changes

You may enroll in medical and change your current benefits through YBR between 8:00 a.m. (MST) on Monday, October 26, 2009 and 11:59 p.m. (MST) on Friday, November 20, 2009.

There are two ways to enroll:

• Online at Your Benefits Resources, or
• Toll free at 1-866-934-1200
  (Mon – Fri, 6:00 a.m. – 7:00 p.m. MST).

Corrections and changes will be allowed via phone through the end of the year.

YBR also allows retirees to set up direct debit options for payment of medical, dental and vision premiums, as well as a Direct Deposit form for Part B Reimbursements through Melon Bank.

Open Enrollment changes will go into effect on January 1, 2010

What You Can Do During Open Enrollment

• Change to a different medical plan
• Cancel your medical, dental, vision, and/or group legal plan(s)
• Enroll in medical, dental, vision, and/or group legal plan(s) if you previously opted out
• Enroll eligible family members in your medical, dental, vision, and/or group legal plan(s)
• Cancel medical, dental, vision, and/or group legal plan(s) for currently enrolled family members

Open Enrollment Step-by-Step Process

1. Gather and Review Data
   • Review your personalized benefit statement from YBR (mailed separately);
   • Evaluate benefit offerings for 2010 and determine which plan(s) suit your needs;
   • Carefully review the costs of each plan, including monthly premium and out‐ofpocket costs (deductibles, co‐payments, coinsurance, etc.);
   • Make sure all dependents meet eligibility guidelines for 2010 before you enroll them or allow enrollment to continue into the next plan year.
2. Contact Your Benefits Resources to Enroll
   • Online at Your Benefits Resources, or
   • Toll free at 1-866-934-1200
     (Mon – Fri, 6:00 a.m. – 7:00 p.m. MST).
3. Confirm Your Elections
   • You must ensure that your selection has been accepted.
   • Print out the confirmation page at the end of the enrollment process and keep it for your records.
   • Correct any discrepancies with Your Benefit Resources immediately!

• 2010 Retiree Premiums
• 2010 Retiree Medical Plans
• Dental, Vision, Legal, and AD&D Plans
• New Eligibility Rules

• Get Help!
• Carrier Contact Information
• BCBS of NM On-Site Advocate
• Your Benefit Resources
• Open Enrollment Guidebook for Retirees (pdf)
• Open Enrollment Presentation for Retirees (pdf)

• Additional Information
• General Concerns About Changing Medical Plans
• FAQs
  • » Medical Plan Changes
  • » Eligibility Changes
  • » Flexible Spending Changes
  • » Enrollment Process