Drive defensively

More than 41,000 people lose their lives in motor vehicle crashes each year and more than two million additional people suffer disabling injuries, according to the National Safety Council. The triple threat of high speeds; impaired or careless driving; and not using occupant restraints threatens every driver -- regardless of how careful or how skilled.

Driving defensively means taking responsibility for yourself and your actions and keeping an eye on "the other guy." The National Safety Council suggests the following guidelines to help reduce risks on the road: