Graduated Eligibility for Retirees
Employer contribution corresponds to your years of service credit.
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Employer contribution for retiree premiums
LANS contributes a percentage of the maximum employer contribution toward your monthly premiums for medical and dental coverage.
Note: Retirees who were hired in a career position with UC before January 1, 1990, and who applied for LANS retiree health and welfare benefits within 120 days of termination from LANS receive 100% of the LANS maximum contribution. The Rule of 75 does not apply.
Years of Service Credit | % of Employer Contribution the Lab Pays | % of Employer Contribution Retiree Pays |
---|---|---|
10 | 50% | 50% |
11 | 55% | 45% |
12 | 60% | 40% |
13 | 65% | 35% |
14 | 70% | 30% |
15 | 75% | 25% |
16 | 80% | 20% |
17 | 85% | 15% |
18 | 90% | 10% |
19 | 95% | 5% |
20+ | 100% | 0% |
For example:
- With 15 years of service upon retirement, you pay the full employee premium for your healthcare coverage, as well as 25% of the employer contribution.
- With 20 years of service upon retirement, you only pay the employee premium for your healthcare coverage.
You may choose to continue vision coverage into retirement but you are responsible for the full premium.